Christmas book keeping

Sticking to a budget is hard enough during the year, but even more so during the festive season. Effective Christmas book keeping is the best way to ensure you stay within your financial limits.

List everone for whom you want to buy gifts and the amount you want to spend.  Be sure to shop around for the best possible price.

Keep your receips in a folder and mark off each name and the amount you spent as you go. By going through your list systematically, you’ll ensure you haven’t missed anyone this year and that you have stayed within your limit.

Happy New Year!

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